Đăng ngày:
Insurance Linked Product | Pru-Flexinvest - HSBC VN From 27 November 2024, the new versions of our app will no longer work on older versions of operating systems on Android and Apple devices. To continue to enjoy the latest features on your HSBC Vietnam app, please update your device's operating system to aOS 9 or iOS 15.0 or above. Skip page header and navigation Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Latest offers with HSBC Premier Premier support for overseas education Articles about studying abroad HSBC Premier World Mastercard® Credit Card Spend Instalment on HSBC Vietnam App Investment Linked Insurance Product - Pru-Flexinvest Financial Planning Foreign Exchange Special offers for study abroad Global View and Global Transfers HSBC International Student Program Financial wellbeing management Get sign-up gifts worth up to VND3.5m with your new HSBC TravelOne Credit Card Apply for an HSBC Cash Back Credit Card and get up to VND 2 m cashback! Live it up with an HSBC Live+ Credit Card – enjoy up to VND2.8m worth of sign-up gifts Pay no annual fee when you spend with your HSBC LiveFree Credit Card Investment Linked Insurance Product - Pru-Flexinvest Get both life protection and diverse investment exposures all in one insurance plan. Where life protection meets wealth growth potential Investment Linked Insurance Product - Pru-Flexinvest combines long term life protection and exposures to various investment opportunities. You can select your investment options based on your evolving needs and risk appetite. Apply now and enjoy our welcome offer Get up to VND10 million in Urbox voucher for applying for a new insurance plan with a target premium amount of VND50 million or above[@pru-signup-offer]. Get 100% of the policy fund value back after your policy term ends. Total and permanent dismemberment protection In the event of total and permanent dismemberment, receive 100% of the sum assured and policy fund value[@pru-dismem-term]. The death benefit payout is 100% of the sum assured and policy fund value[@pru-death-term]. Invest in PRUlink funds for potential wealth growth. Take control and adjust your plan to meet your evolving needs. Complementary insurance products Better protect your family with the complementary insurance products. Enjoy the flexibility to change your insurance benefit option after reaching 70. To apply for Investment Linked Insurance Product - Pru-Flexinvest, you'll need to: The policy term can last until the life assured reaches the age of 99 The payment term starts and ends with the policy term Flexible premium payments from the 6th policy year [@pru-flexi-pay] Suicide whether sane or insane, within 2 years of the risk commencement date or the latest reinstatement date, or the effective date of the increased sum assured, whichever is later Intentional acts of the life assured, policyholder, and/or the person who receives the benefit HIV infection, acquired immune deficiency Syndrome and/or AIDS related diseases, except when the life assured is a medical worker or police officer and acquires HIV or AIDS performing work duty The execution of a death sentence Total and permanent dismemberment claims exclusions Such incident occurring prior to policy effective date, or prior to the latest reinstatement date, whichever is later Such incident being the result of a suicide attempt or self-inflicted injury of the life assured whether sane or insane Intentional acts of the life assured, policyholder, and/or the person who receives the insurance benefits Participating in flying aircrafts or any aviation activities, except when life assured is a fare-paying passenger of a scheduled and licensed commercial aircraft Note: These exclusions are for reference only. Details of the insurance policy regulations are specified in the terms and conditions. Important information and documents Pru-FlexInvest brochure Download link Terms and conditions of Pru-FlexInvest Terms and conditions of Pru-FlexInvest Download link Build your own insurance plan through Prudential's Insurance Premium Calculator Build your own insurance plan through Prudential's Insurance Premium Calculator This link will open in a new window The cost of insurance is charged monthly from the value of the fund units of the insurance policy, based on the sum assured of the main product and unit deducting riders, if any The cost of insurance varies by the sum assured, the policy term and the age, gender, occupation and health condition of the life assured The allocation charge is charged from the target premium and top-up premium, if any, before being allocated to the PRUlink funds: The allocation charge is charged from the target premium and top-up premium, if any, before being allocated to the PRUlink funds: The administration charge is VND40,000 per month, charged monthly from the value of the fund units of the insurance policy. The fund management fee is charged annually from the net asset value of each PRUlink fund on the pricing date: The fund management fee is charged annually from the net asset value of each PRUlink fund on the pricing date: Leave us your contact information and we'll get in touch with you. Leave your contact details This link will open in a new window Visit an HSBC branch and apply for Pru-Flexinvest Unit Linked Insurance Plan in person. How do I pay the premiums for my Pru-Flexinvest Unit Linked Insurance Plan? You can pay the premiums of your plan with one of these methods: Online Payment through the customer portal of PRUOnline In-person payment at a Prudential Customer Service Center How long do I have to make my policy premium payments? Your payment term starts and ends with the policy term. From the 6th policy year onwards, you can start making your premium payments flexibly[@pru-flexi-pay]. How long does the free look period last? The free look period lasts for 21 days, starting from the date you sign the hard copy of the application form, life insurance certificate, benefits illustration and summary of product terms and conditions. If you decide to cancel your policy within the free look period, we will return the total amount of initial paid premiums, without interest after deducting the medical examination fees, if any. You might also be interested in Comprehensive lifetime cover with a savings element and protection for key life events An insurance plan that protects your most valuable asset in life. An exclusive personal safety plan protected 24 hours a day, even when traveling abroad. All product features and insurance benefits listed in this document are for summary purposes only and are for reference only. All corresponding benefits and conditions will be implemented in accordance with the provisions of the Insurance Terms and Conditions approved by theMinistry of Finance . Actual returns of PRUlink funds will fluctuate each year based on the performance of the assets the fundinvest in. The actual returns may even be negative. The Policy holder is entitled to all Investment Results and shall be responsible for all investment risks of PRUlink Funds. This is an insurance product provided by Prudential Vietnam, not a product of HSBC Vietnam. Participating in the insurance product is to provide customers with financial security against risks in life, and is not a mandatory condition to perform any other activities or services of HSBC Vietnam. Write, call or send us a message Visit us at your nearest branch Find answers to your queries or contact us for further help Careers, media, investor and corporate information HSBC Group | © Copyright HSBC Bank Group 2002-2025 All rights reserved This website is designed for use in Vietnam. Cross-border disclosure